Household Ops
A household runs on a few dozen recurring charges, a handful of renewal dates, and several appointments nobody has booked yet — and almost all of it arrives as mail that gets read too late. This agent keeps the register: what you pay, what it was last time, what renews when. When a price moves or a renewal is coming, you hear about it before the date, with the cancellation, the switch, or the booking already drafted. It never cancels anything, never pays anything, and never calls anyone as you. It brings you the decision with the numbers attached.
Yours outright — no required subscription.
Every agent is built for your business — your systems, your approval chain, your way of working. We scope it on the call.
If this sounds too technical, don't worry. We take care of everything for you.
- Private VPS deployment. Your statements, policies and renewal dates are read on a server that belongs to you. Personal financial detail does not sit in a shared cloud tenant next to somebody else's.
- A technician agent alongside it. Every hire ships as a pair: the Household Ops Agent doing the tracking, and a VPS-technician agent on the same box keeping it patched, backed up, and monitored. You're not hiring one thing, you're hiring a small team of two.
- The register, built from your real accounts. Every recurring charge, renewal date, policy and account in one table, assembled from actual statements and mail rather than from memory — including the handful you'd forgotten you were still holding.
- A read-only account connection. Transactions and statements are read; nothing can be moved. It has no payment ability at all, and that's a property of how it's connected rather than a rule it has been asked to follow.
- Security hardening. Private VPN, firewall, and encryption configured on your server before it reads a single statement.
- A monthly page. One page: what renewed, what changed price, what's coming in the next sixty days, and what it suggests cancelling or switching — with the dollar difference next to each line, taken off your own statements.
- A live walkthrough plus 14 days of priority support. We go through the first register with you, line by line, and show you where it stops. Then two weeks of priority support, for the accounts it read wrong the first time.
- You own everything — the server, the agent, the code it runs on.
Not sure it fits? Check fit in 90 seconds in the free assessment chat.
Who this is for
- You're an owner whose personal admin gets done in business hours, because business hours are the only time the other end answers the phone.
- You couldn't say what you pay in a month without going and looking. The number is knowable — it's just spread across two banks, three cards, and an inbox.
- Something renewed at a rate you would have argued with, and you found out about it on the statement.
- You want the reading, the tracking and the drafting done, and the calls kept: what to cancel, what to switch, what to leave alone stays yours.
How it earns trust
This role touches money, so what matters is what it structurally cannot do — not what it promises not to do. Everything below is a property of how it's built, true on day one.
No payment ability, by connection
The account access is read-only. It cannot move money, pay a bill, or cancel a service even if something told it to — the capability isn't there to be misused, which is a stronger guarantee than an instruction not to.
Every recommendation shows its evidence
The statement line, the date, what the same line cost last time, and the notice it read. You can check any item on the monthly page against your own account in under a minute, which is the only reason to act on it.
What it couldn't confirm is listed, not dropped
A charge it can't identify, a renewal date it inferred from a pattern rather than read, an account that stopped reporting — those appear as open questions on the page instead of being quietly rounded off into the total.
What a month is worth depends entirely on what you're carrying, which is why the first page is mostly a register and the second is where the decisions start. We'll look at what you're actually holding on the call rather than quote you a number now.
Pairs well with
These share a workflow with this role. Tick any to add them to your setup.
Can it just cancel the things I don't use?
No, and that boundary doesn't move. It writes the cancellation email, prepares the script for the ones that require a phone call, and holds the date it has to go out by — you send it. Cancelling is difficult to reverse, and the line you'd have kept is the one you'd never forgive it for: a policy in its renewal window, a plan that carries a grandfathered rate, a service somebody else in the house depends on. It gets the work to the point where cancelling takes you thirty seconds.
How does it know a price went up?
Two ways, and it wants both to agree. It compares each charge against what the same line cost last time in the register, and it reads the notice — the renewal letter, the price-change email, the plan update — that usually arrives weeks earlier and gets skimmed. When the notice and the statement disagree, that's flagged as its own item, because that discrepancy is often the most expensive thing in the month.
Does it need my bank login?
It needs read-only access to the accounts you choose, or the statements forwarded to it — whichever you're comfortable with, scoped on the call. Nothing can be moved, transferred or paid: the connection itself has no write ability. The data lands on your own server, not in a service that aggregates it alongside other people's.
What is the savings number actually based on?
Your statements, and nothing else. Each line on the monthly page shows what it cost before, what it costs now, and — for a cancellation or a switch you approved — what came off the total. It doesn't estimate, it doesn't project a year forward, and it doesn't count a saving you decided not to take. Some months the page is mostly "nothing changed", and it says that rather than finding something to report.
What won't it catch?
Anything that never produces a document. A rate you agreed on a phone call, a handshake with a lawn service, cash, a bill that goes to a spouse's address it doesn't read — none of that is visible to it. It also can't tell you whether a policy is good, only what it costs, when it renews, and what changed. Comparing coverage is a decision it brings you with the numbers laid out; it isn't one it makes.
What's covered under the $1,997 setup, and what isn't?
One household: the accounts and mailbox you connect, one register, one approval chain. A second property, a family office arrangement, or a household plus the small business that shares its cards gets scoped on the 15-minute call rather than priced as an add-on. Typically about seven days from kickoff to the first register being real — the first monthly page follows the first full cycle after that.
Hiring more than one? A department on tap — the subscription puts a build team behind every request, agent after agent.